Nigeria

General information

Field	Value
Supported payment rails	NIBSS, NEFT
Settlement time	Real-time
Supported transaction types	First-party payin First-party payout Third-party payin Third-party payout
Supported for customer types	Business, Individual
2-digit ISO country code	NG

Payment account creation

Payment account creation requires:

• bankName must match one of the bank names referenced below

• bankAccountCurrency : NGN

• bankAccountPaymentMethod : NG_NIBSS_NEFT

• nubanNumber

Sample payment account creation request:

{
  "paymentAccountType": "EXTERNAL_BANK_ACCOUNT",
  "customerId": "072a8b7b-38c7-429a-a6cf-35dae7f2fb77",
  "externalBankAccount": {
    "bankName": "First City Monument Bank PLC",
    "bankAccountCurrency": "NGN",
    "bankAddress": {
      "country": "NG",
      "addressLine1": "Primrose Tower",
      "addressLine2": "17A Tinubu Street",
      "city": "Marina",
      "state": "Lagos",
      "postalCode": "102273",
      "locale": "en-US"
    },
    "bankAccountType": "CHECKING",
    "bankAccountPaymentMethod": "NG_NIBSS_NEFT",
    "bankAccountOwner": {
      "email": "[e-mail]",
      "firstName": "John",
      "lastName": "Doe",
      "address": {
        "country": "US",
        "addressLine1": "350 5th Avenue",
        "addressLine2": "Floor 21",
        "city": "New York",
        "state": "NY",
        "postalCode": "10016",
        "locale": "en-US"
      },
      "type": "INDIVIDUAL"
    },
    "nubanNumber": "123456789012"
  },
  "isThirdParty": false
}

Accepted bank names

Bank name	Account owner type
First City Monument Bank PLC	INDIVIDUAL
Afribank Nigeria Plc	INDIVIDUAL
Access Bank PLC	INDIVIDUAL
CITI Bank	INDIVIDUAL
Fidelity Bank PLC	INDIVIDUAL
Enterprise Bank Limited	INDIVIDUAL
First Bank Of Nigeria PLC	INDIVIDUAL
Ecobank Nigeria PLC	INDIVIDUAL
GT Bank	INDIVIDUAL
Keystone Bank PLC	INDIVIDUAL
Heritage Bank PLC	INDIVIDUAL
Jaiz Bank	INDIVIDUAL
Sterling Bank PLC	INDIVIDUAL
Suntrust Bank	INDIVIDUAL
United Bank For Africa PLC	INDIVIDUAL
Standard Chartered Bank PLC	INDIVIDUAL
Polaris Bank PLC	INDIVIDUAL
Union Bank Of Nigeria PLC	INDIVIDUAL
Providus Bank	INDIVIDUAL
Wema Bank PLC	INDIVIDUAL
Zenith International Bank PLC	INDIVIDUAL
Stanbic IBTC Bank PLC	INDIVIDUAL
Unity Bank PLC	INDIVIDUAL
CITI Bank	BUSINESS
Fidelity Bank PLC	BUSINESS
First City Monument Bank PLC	BUSINESS
Access Bank PLC	BUSINESS
Ecobank Nigeria PLC	BUSINESS
Afribank Nigeria Plc	BUSINESS
GT Bank	BUSINESS
First Bank Of Nigeria PLC	BUSINESS
Enterprise Bank Limited	BUSINESS
Keystone Bank PLC	BUSINESS
Heritage Bank PLC	BUSINESS
Jaiz Bank	BUSINESS
Providus Bank	BUSINESS
Polaris Bank PLC	BUSINESS
Stanbic IBTC Bank PLC	BUSINESS
Sterling Bank PLC	BUSINESS
Unity Bank PLC	BUSINESS
Suntrust Bank	BUSINESS
Union Bank Of Nigeria PLC	BUSINESS
United Bank For Africa PLC	BUSINESS
Standard Chartered Bank PLC	BUSINESS
Wema Bank PLC	BUSINESS
Zenith International Bank PLC	BUSINESS