> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fernhq.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Nigeria

## General information

| Field | Value |
| - | - |
| Supported payment rails | NIBSS, NEFT |
| Settlement time | Real-time |
| Supported transaction types | <ul><li>First-party payin</li><li>First-party payout</li><li>Third-party payin</li><li>Third-party payout</li></ul> |
| Supported for customer types | Business, Individual |
| 2-digit ISO country code | `NG` |

## Payment account creation

Payment account creation requires:

* `bankName` must match one of the bank names referenced below
* `bankAccountCurrency` : `NGN`
* `bankAccountPaymentMethod` : `NG_NIBSS_NEFT`
* `nubanNumber`

Sample payment account creation request:

```json theme={null}
{
  "paymentAccountType": "EXTERNAL_BANK_ACCOUNT",
  "customerId": "072a8b7b-38c7-429a-a6cf-35dae7f2fb77",
  "externalBankAccount": {
    "bankName": "First City Monument Bank PLC",
    "bankAccountCurrency": "NGN",
    "bankAddress": {
      "country": "NG",
      "addressLine1": "Primrose Tower",
      "addressLine2": "17A Tinubu Street",
      "city": "Marina",
      "state": "Lagos",
      "postalCode": "102273",
      "locale": "en-US"
    },
    "bankAccountType": "CHECKING",
    "bankAccountPaymentMethod": "NG_NIBSS_NEFT",
    "bankAccountOwner": {
      "email": "john@example.com",
      "firstName": "John",
      "lastName": "Doe",
      "address": {
        "country": "US",
        "addressLine1": "350 5th Avenue",
        "addressLine2": "Floor 21",
        "city": "New York",
        "state": "NY",
        "postalCode": "10016",
        "locale": "en-US"
      },
      "type": "INDIVIDUAL"
    },
    "nubanNumber": "123456789012"
  },
  "isThirdParty": false
}
```

### Accepted bank names

| Bank name | Account owner type |
| - | - |
| First City Monument Bank PLC | INDIVIDUAL |
| Afribank Nigeria Plc | INDIVIDUAL |
| Access Bank PLC | INDIVIDUAL |
| CITI Bank | INDIVIDUAL |
| Fidelity Bank PLC | INDIVIDUAL |
| Enterprise Bank Limited | INDIVIDUAL |
| First Bank Of Nigeria PLC | INDIVIDUAL |
| Ecobank Nigeria PLC | INDIVIDUAL |
| GT Bank | INDIVIDUAL |
| Keystone Bank PLC | INDIVIDUAL |
| Heritage Bank PLC | INDIVIDUAL |
| Jaiz Bank | INDIVIDUAL |
| Sterling Bank PLC | INDIVIDUAL |
| Suntrust Bank | INDIVIDUAL |
| United Bank For Africa PLC | INDIVIDUAL |
| Standard Chartered Bank PLC | INDIVIDUAL |
| Polaris Bank PLC | INDIVIDUAL |
| Union Bank Of Nigeria PLC | INDIVIDUAL |
| Providus Bank | INDIVIDUAL |
| Wema Bank PLC | INDIVIDUAL |
| Zenith International Bank PLC | INDIVIDUAL |
| Stanbic IBTC Bank PLC | INDIVIDUAL |
| Unity Bank PLC | INDIVIDUAL |
| CITI Bank | BUSINESS |
| Fidelity Bank PLC | BUSINESS |
| First City Monument Bank PLC | BUSINESS |
| Access Bank PLC | BUSINESS |
| Ecobank Nigeria PLC | BUSINESS |
| Afribank Nigeria Plc | BUSINESS |
| GT Bank | BUSINESS |
| First Bank Of Nigeria PLC | BUSINESS |
| Enterprise Bank Limited | BUSINESS |
| Keystone Bank PLC | BUSINESS |
| Heritage Bank PLC | BUSINESS |
| Jaiz Bank | BUSINESS |
| Providus Bank | BUSINESS |
| Polaris Bank PLC | BUSINESS |
| Stanbic IBTC Bank PLC | BUSINESS |
| Sterling Bank PLC | BUSINESS |
| Unity Bank PLC | BUSINESS |
| Suntrust Bank | BUSINESS |
| Union Bank Of Nigeria PLC | BUSINESS |
| United Bank For Africa PLC | BUSINESS |
| Standard Chartered Bank PLC | BUSINESS |
| Wema Bank PLC | BUSINESS |
| Zenith International Bank PLC | BUSINESS |


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