> ## Documentation Index
> Fetch the complete documentation index at: https://docs.fernhq.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Virtual Accounts Overview

> Learn about Fern virtual accounts and automated onramps

Fern offers virtual accounts in several currencies for business and individual customers. Virtual accounts are named fiat accounts that can send and/or receive fiat currencies.

**For businesses, Fern offers named accounts that can collect, hold, and send the following fiat currencies:**

* USD
* EUR
* GBP
* AUD
* NZD
* CAD
* PLN
* HKD
* SGD
* CNH
* MXN
* THB
* IDR
* JPY

**For individuals, Fern offers named accounts that can collect and automatically onramp the following fiat currencies:**

* USD
* EUR
* MXN